If any investor want to invest with best advice of investment Online option available all India , you can mail if you have any doubt Or if want meeting only at jaipur or chandigarh Sphfinserv@gmail.com

can I work independent or with any group like NJ INDIA INVEST or other what is difference please inform me because I have taken new arn no and I want to anser this question please inform me sir regards akjain

140 SIP, Calculation about Distributor Commission is cleared. Can you please brief more about this.

Very motivating article, gives me boost to go ahead , I am on right track...

Sir, i have doubt in your calculation sheet which given for Revenue From Mutual Fund, In Sr. No.4, how amount/value for Total Units come as 45211.85 please explain. Regards, Anish Lodaya

How to Become SIP Agent

Well said

Very nice article, motivated, really fruitful to grow Business, thank u very much

I have ARN Number

could you please send the calculator to my email address.. it is interesting..

I got my ARN a few days back. I find this article very Motivating ..I do feel concentrating on long term SIPs is the way to go. Thank you for the lovely Article

sir i want to joined

Very well said sir, Really very excellent and valuable article for all IFAs .I like your positive attitude towards this business. Thanks for such a nice article. Thank you very much.

Hi.. When you compare it with insurance and security, its just simple. Invest in equity through MF and buy a term policy. As long as one lives investment goes on, and when one dies Term Insurance will be rescuer. So suggest both MF and Term policy. Make it simple for yourself and investors

NO THANKS

Dear Mr. Jignesh, In your above mentioned post, your experience, vision and your helping nature towards IFA is visible. I am 100% convinced with you view and positiveness, which each and every IFA has to accept as a habit to success in life. No matter with 100/200/500 SIPs or Trail income. Keep posting.

If any one is interested in investing money in mutual fund through SIP in vadodara then contact me on alpeshgorasia@gmail.com

Awesome!!! Loved the positivism & calculations. If anyone in Delhi/NCR looking to start a new SIP kindly contact at investvoice.info@gmail.com

Excellent Article. Surely an Eye Opener.

I want ARN No. please guide me for that How I Can Get my ARN No.

very very true sir but in life insurance if agent die his family is secure about renewal commission but in mf industry no upfront or trail after the fresh investment in your ARN you collect 1000/- sip for 25 years from 100 people but if you die after 1 year your family must be in trouble

FINE WELL AND GOOD. THIS GIVES MORE CHEERS TO THE IFA"S. increase in S I P increase in earnings.Increase in AUM iNCREASE IN EARNINGS.BUT YOU HAVE TO CONSISTANTLY MONITOR THE INVESTOR.

VERY NICE

The article is thought provoking to IFAs and very much encouraging and motivating to not only be remain in this IFA distribution but encourage even new IFAs. The views have been supported by possible calculations too. Keep it up.

E X C E L L E N T !

Dear sir, very nice and beautiful information i got thank you

Nice presentation, Jignesh Sir!!! Industry needs positive people like u!!!

your suggesion is good. but when people need money then first he lequid mutual fund. not the insurence. i face such problem. please guid.

Dear Jigneshbhai, Nicely written article,VERY POSITIVE & MOTIVATIONAL.Thank you.

Dear Jignesh Bhai Just ask our dear advisors to convert to an all trail model, with an AUM of Rs 10 lakhs only and they will understand what you are trying to convey. Let them experience it, That counts And you keep up the good work

VERY NICE ARTICLE. INFORMATIVE AND ENCOURAGIVE. PEOPLE ARE STILL NOT CONFIDENT TO INVEST IN MUTUAL FUNDS. AS THE FD RATES ARE HIGH IN INDIA COMPARED TO DEVELOPED COUNTRIES, INDIANS OPT TO INVEST IN BANK FDs. IT MAY TAKE SOME TIME TO SEE A GOOD GROWTH IN MFs. THANKS FOR SHARING YOUR KNOWLEDGE WITH EXPERIENCE TO ENHANCE OUR KNOWLEDGE MR. JIGHNESH BHAI

It is a nice presentation.

Great .it will work for future

Definately this article is an eye opener for MF distributors. I am a Life insurance agents for 17 years and did give little attention for MF distribution. Due to hectic competition in Life Insurance segment, for the sake of diversification I wrote NSIM exam and Empannelled myself with 5 AMC. As said in the article I am also in the dejected mood of little upfront commision in spite of good business . After reading this article my mood got elevated and I think I can do wonder in 2016. Kudos to MR.Jignesh V Shah, Surat. please continue to publish these type of articles

I LIKE VERY MUCH & VERY MUCH PROMOTABLE.

revenue calculator need little more details with amount wise and yearwise brokerage details

Very nice & Valuable article. in depth evaluation & presentation in brokerage point of view to motivate the new IFA for promoting Long term SIP.

GREAT MOTIVATIONAL WRITE UP JIGNESHBHAI. I HAVE RECENTLY STARTED SIPS AND THIS MAKES ME MORE CONCIOUS OF MY GOALS AND PLANS FOR THE FUTURE OF MY CLIENTS AND MYSELF. ONE WORRY ALWAYS BOTHERS ME.WHAT LIKE HOW THE UPFRONT COMMISSION IS NOW ALMOST REDUCED OR NIL, ONE FINE DAY SEBI OR ANY OTHER GOVERNMENT BODY TELLS ALL MUTUAL FUND HOUSES AND AMCS STOP PAYING TRAIL HENCEFORTH.WHAT HAPPENS THEN? OUR VARIOUS ASSOCIATION AND BODIES COLLECTIVELY AND INDIVIDUALLY DO NOT HAVE THE STRENGTH TO EVEN CONTROL SERVICE TAX ISSUE. WHAT IF TRAIL IS STOPPED ABRUPTLY.MAY HAPPEN. NOTHING SURPRISES IN THIS AGE. ANYWAY I AM MOTIVATED TO GO FOR SIPS, SIPS AND SIPS ONLY.

Dear sir Its very motivational article. Really there is very big power in this industry but you have to continue to do lot of work regularly with updating of knowledge.

This is really good article, mu submission is that why MF, IFA have all India level associations like CA, doctors etc. Trust IFA have great potential to acquire more business provided their must be some one to pamper and educate in proper manner.

excellent presentation be positive think positive do positive your goal will be on your fingertips

simply superb, but that is in the past as lot of changes will happen. will it be same over next 20 years, as scope of companies and their profile change with the advent the next gen CEO;s with high profile technology based industries happening.

Sir I am new to this business. Your article is very encouraging & good informative. Thank you

Your writing must be appreciated and keep it up.

Nice article with presntation,creating awareness about earning of advisors, inspiring for hard work to achieve decided goal.Thanks,be there to guide way.

Really Nice article.Wonderful presentation given.For new IFA it will work a lot..

Really motivated for us. Actually i read this article before 2 years and started to sell SIP. I have sold 350 SIP in last 3 year and targeted 1000+ in coming 3 year.

very nice article

Thanks Jignesh bhai for very much motivational article. Keep it up

Thank You for the guidance. I agree, we should think in this way.

SIR VERY TRUE AND EYE OPENING ARTICLE.TO SUCCED IN THIS INDUSTRY FIRST OF ALL YOU NEED TO BELIEVE IN YOURSELF AND IN YOUR INDUSTRY ITS PRODUCTS. AND THEN IF YOU PLAN YOUR WORK AND WORK YOUR PLAN THEN REALLY YOU ARE THE KING. SO ONCE AGAIN THANKS SIR AND I REQUEST EVERY IFA TO GO THROUGH THIS ARTICLE AND FOCUS ON SOLUTIONS NOT PROBLEMS. BEST OF LUCK AND GOD BLESS YOU ALL.

Hai sir this is srinivasa b h, from last 5 years I am selling mutual funds and especially long term SIPs I agree your comment about 140 long term sip = 1 crore. I experienced that one. my mob no 9141580262, if you free call me.

Great Sir...I am totally convince and focussiong on your article...thanks.

Good article. The AMCs must appoint you to address new IFAs in the community

sir, i need Mutual Funds SIP and upfront revenue calculator, can you prvide me.

very nice and it true my sip is near to 3lacks

GOOD ARTICAL

Very good artical. Thanks Jignesh Sir.

Hugely inspiring ! Can you give us in excel format : "REVENUE CALCULATOR FOR SIP" It would help us all greatly !

Really attractive,and simple way to learn about this industry

Highly motivating. Need not to be 10 crs. Rs.5.00cr itself great. Freedom to work freedom to learn, moreover the size of friends circle will give perinial business in all front.

Great..! I like it. It's realy a wonderfull article... more expected.

good

really I am happy that i have chosen this profession as my future... i was very worried that if there will be no upfront commission then wht i will do to run my family..... thanks to this impressive article to solve my problem.

I never thought of this presentation, it is amazing & very much touching to my heart.

Sebi aur Amfi do you know this thing follow this article and add in your book.

very very effective n motivational idea 4 choosing mf business as carrier option.

realy,very good idea there will redemption also that may be cover with additional purchase,single investment and increase in sip amt.and no.of clints thankyou

Very well explained.I reckon it(market situation) blessings in disguise.

GOOD ARTICLE IAM RELAY HAPPY WITH INFORMATION THANK YOU

This article is highly motivated to those who wavering in mind to sustain in this field. Keep it up.

Cud hav been more conservative & practicle.

HIGHLY INFORMATIVE AND MOTIVATING TO DO MORE MF BUSINESS/

the above article clears all the doubt regarding Mutual Fund, but still we can't compare this with Insurance policy. If invester dies What the family members will do? Will they able to continue the SIP?? & what will happen with the returns??? So this is always better to have a Risk & Return Portfolio approach.

ITS REALLY MOTIVATIONAL TO IFA'S LIKE US. THANK YOU FOR WHOLE ARTICLE.

Very good motivated article.Grrrrrr8. Thankyou.

super and really appreciatable.Every broker should be educated on bellow lines.

wonderful,it is reality of our business

Very well presented facts brought out.IFA community should note that upfront commissions are ONE TIME payments while trail commission are there virtually for life.One should always advise about the benefits of long term investments in equities.

It's a wonderful article.,I urge AMFI and NISM to published this article in AMFI Practicebook as a one chapter.This is the best article on the MF Business in my 8 yrs carrier.Thanks Jigneshbhai

Its very correct,by contineous working one can easily achieve this only he requires self confidence & knowledge of working of SIP & increase in index situation.Nice.

Its very nice eye opener article. Jigneshbhai has rightly and timely pointed out at right place, thank you Jigneshbhai and Thank you Wealthezine team for publishing wonderful presentation , keep it up....

SIP is the only lifeline to survive in this Industry.Thanks for your well informed presentation.Real Booster ------

Thanks.Motivate your skript tosmaller distibuter.

G8......

TAHNK U SIR FOR GIVING SUCH VALUABEL INFORMATION TO US AND BOOSTING OUR CONFIDENCE.

BEST!!! VERY GREAT

ONE OF THE BEST ARTICAL, LONG TERM 21 YEARS VERY DIFFICULT IT IS IN NOW DAYS MOST OF INVESTERS NOT STUCK MORE THAN 5 YEARS IF THERE IS GOOD AMOUNT THEY WANTS WITHDRAW. FOR EXAMPLE MY FREIND START SIP WITH BSL MID CAP HE INVEST 36000/.IN NOV.2010 HE WITHDRAW 55900/

Its really inspiring article, Nice advice, Thank you

Excellent advice MOTA BHAI . Please send me next advice.I wait.Thank you.

ITS A WONDER OF 140 SIP TO BECOME A CROREPATI. IT REALLY WONDERFUL.

VERY GOOD ARTICAL FOR JOSH....

UNBELIEVABLE.A REAL MIND SETTING ARTICLE.FEELING UNPUTDOWNABLE IN THE INDUSTRY.THANKS TO JIGNESH BHAI.

it's such a nice thought communicated. it motivate us to do the business.....

Great effort and a Good iniative, Thanx Mr Jignesh. This article and analysis will help to motivate Aspirant distributors and old distributors, it will also make them think upon and restart the business with the same aggression and effort they had put in before the idustry was hit with regulatory changes. Thanx once again for the initiative of restoring the confidence back in the distributors.

It is a wonderful article.

Very inspiring article. I have already fully understand this theory before joining your team in March 2009 it self. I fully agree with you that this is a best business. Now my AUM is more than 1.5 Cr, being working in village area. My Suggestion--along with motivation the distributors should be helped with some expert clues to manage the investors fund to minimize the downward trend of returns rather they should be well educated about it. It will be better if you provide some experts guidance with correct market forecast. There is many options like switching, Daily STP etc but we are unable to use it at write time..Thanks sir hope you may think on this line so that we could improve our efficiency in managing and selection of funds, asset allocation.. thanks

It's a wonderful article. Thanks.... PRAKASH --9881469433

REALLY EYE OPENER

well said jignesh bhai....thanx for bosting my morale

Eye Opner

Hats Off! for Jigneshbhai for putting such a wonderful words for this business & increasing our motivation forward.

It's a wonderful article. Thanks.... Raju Gandhi 9428268249

exellent, do motivate us time to time,this presentation engraved motivation on my soul, want to meet you regularly on mails pl, give me your appointment with lots of hope to meet you soon,9425162526

This is a very good artical & iworking from last6 years in MF & now i have 700 Sip`s Thanks

Very nice article. Is it possible in this bearish phase. Most of the investors are asking to redimmed investments. A very special thanks for charting.

JIGNESH BHAI,THANK YOU FOR YOUR NICE PRESENTATION. THEORITICALLY IT IS EXCELLENT BUT PRACTICALLY IT IS HARD TO HAPPEN.THINGS DONT ALWAYS HAPPEN AS WE CALCULATE.

nice

Much required Inspiration Jigneshbhai. Thankx a Ton. Proud of you.

really it was amazing and inspiration of growing a business.in starting i am not serious about selling sip,but after a few month i can understand a mean of sip; so happy selling of sip and sure about to happy `u`r client future `n` you also thanks jai sip jignesh bhai

Very good Article. This is a fact of our business. Thank you jigneshbhai.

I agree with you. KEEP SELLING SIP, SIP,SIP

JIGNESHBHAI IS VERY CORRECT. BUT THIS IS POSSIBLE IN BIG CITY ONLY. YUO CAN NOT COMPAIRE WITH THIS TO SMALL CITY. BY READING BOOKS AND MAKING OMLET ARE TWO DIFFRENT THING. I AM NOT TAKLING NEGATIVLY. BUT SIMPLY I CANT BE AGREE. DHIRUBHAI CAN BE ONE MAN DID YOU SEEN TWO DHRUBHAI? EXMPLE USE TO BE ONE. SO IT IS EXMPLE ONLY NOT MATHMATICES. SORRY IF I HURTED ANY BODY.

JIGNESHBHAI IS 100% CORRECT. THE FUTURE IS FANTASTIC. ONLY THING REQUIRED IS CONVICTION AND DEDICATION TO WORK AS IFA. WHAT DHIRUBHAI DID WITH RETAIL IPO OF RELIANCE AND BUILT AN EMPIRE, SAME CAN BE REPEATED IN MF INDUSTRY BY IFAs FOR THEIR CLIENTS.

Very good article Jignesh bhai !!!

a very good piece of work done by jignesh bhai,the data & other charts r very promising.

That's one fantastic piece Jignesh Bhai!

INVESTORS WANT TO SEE GROWTH CHART EVERY MONTH, AS THEY SEE SOME RETURNS, THEY REDEEM N PUT IN EQUITIES TO END UP IN LOSSES.

Very good motivated article.

we the distributors proposed to growth but stock marked dissposed

Thanks Jignesh bhai for very much motivational article. Keep it up CHALU RAKHO MOTA BHAI.

Dear Mr.Jignesh Shah, Your analysis is very correct and one who believes your words never fails in our business. Atleast today onwords our advisor community who are not doing business will reopen their doors and windows to participate in business with full energy.

Very Good, nice & motivating article.

What Mr Jignesh V Shah has mentioned in this article is very correct. Even I made similar calculations when I joined this Business about 6 years back. The main income in this business is trail income . What you require to earn this trail income is long term comitted clients not those who keep moving in and out of funds. Even in Insurance the agent looks at long term commitments so why not in Mutual funds. Funds are more transparent even with respect to portfolio values . The only thing which he missed in his calculations of 1.43cr income is that redemptions expected are not accounted for so work for double the amount at least to offset the redemptions which shall come once investor objectives are fulfilled . After all investors will be investing to redeem at a future date and the current year investment would not be sufficient to offset the redemption load . Even for debt and liquid plus I agree with him . But FMP's do not offer Trail and land at par with FD's but still u need to sell.

FIRST OF ALL LET ME THANK YOU ALL FOR YOUR OVERWHELMING RESPONSE & I SINCERELY THANK WEALTH FORUM TEAM AS WELL FOR PRESENTING MY THOUGHTS IN ITS UTMOST TRUE SPIRIT. THIS WAS JUST THE FUNDAMENTAL & BASIC INFORMATION OF DOING MF BUSINESS. BE IT SIP OR LUMPSUM, EQUITY, HYBRID OR FIXED INCOME, WHATEVER U CHOOSE FOR YR INVESTORS, IF IT IS CHOSEN WITH IDEA OF INVESTOR’S GAIN AT THE CENTRE, IN LONG TERM YOUR ADVISORY SERVICES WILL ALWAYS HANDSOMELY REWARD YOU. MY SIP REVENUE CALUCLATION WAS JUST AN ILLUSTRATION; YOU MAY RE-CALCULATE IT WITH LESSER TENURE [5-10Yrs] OR WITH LESSER RETURNS [8-12%] AS WELL. THOUGH EXISITING SIPs HAVE GIVEN MORE THAN 25% CAGR RETURNS IN PAST 15 YRS. IN DIVERSIFIED EQUITY CATEGORY. CRUX OF THE MATTER IS THAT EVEN SMALL SIP OF RS.1000 CAN REWARD YOU HANDSOMELY VIA POWER OF TRAIL INCOME. SIP CAN ALSO BE DONE IN DEBT/HYBRID FUNDS. ONLY IF YOU ARE CONVINCED WITH ASSET CLASS AND PRODUCT BASKET; YOUR INVESTOR WILL EVENTUALLY BE ATTACHED WITH YOU FOR LONGER PERIOD OF TIME

Very good motiveted article. very nice thought and a excellent compare of all the business and profession. send me fisically this all matter & i want to meet personally for this session.

Very good motiveted article.

Amazing Presentation,a beautiful Comparasion with other Earning Proffesion.Thay Why one should do mutual Fund Bussiness. Thanks&Regards, Shyam Patil

Well thought & inspiring, but one way thinking.It is always good to be positive, but you have to consider the reality also while submitting your thoughts. The second part, the calculation of earning is based, keeping everything constant or improving. But is it so ? What is our experience of last 20 years ? Sometimes Investors came in hordes, dissilutioned & exited like panic stricken. The Investor base has come down from 20 million in 1992 to 8 million to-day. Why ? Performance matters. Look at Indian Hokey Team. Once they were World Champion With a lot of followers, to-day no one cares about them. So commission is not a factor. Let Fund Managers, Regulators & AMCs perform to win the confidence of the Investors, then nothing will stop the Business. In any business no Manufacturers pays good commission to sell a Branded Product. Once again thank you for positive thinking.

very good article.....

THIS IS ONE OF THE BEST SALES PRESENTATION. LET US START BELIVING IN THE INDUSTRY, MARKET AND MOST IMPORTANTLY OURSELVES. THANKS A LOT

Dear Sir, Its really eye opener for us. I am convinced with the input. You people doing wonderful job by educating us. Thanks to Mr Jignesh Shah. Hopefully we will get such convincing answer to show Investors, so that they will not panic and stop their running SIPs. Jignesh Sir, last 5 years SIPs returns are not convincing. Please let us know how do you handle customers at this stage. Regards God Bless you all

Jigneshbhai, As a head of IFA association, your honest duty is to keep all members motivated and updated and you did it successfully. The second important part is you are kind enough to share your presentation with wealthforum. so many IFA from remote places will benefit from this presentation. good Job of Jigneshbhai and wealthforum.

YES.I like your pain for our team who not intrest to work in m.f. Secondly our rm give us support to work and grow our business.As u ask that there is provision to park monmey even for one day also that we have to use and increase our income because investor may convinced easily ,our aum increase and our trial increase. Thanks for share your knowledge. Jagdish parekh

if 10 crs aum is there ,i agree we get trail commission but how long ,its temporary ,ultimately funds performance must b there

hi as u described mutual fund business ,in this profession there is huge competetion from all the parameters,for example take bank distribution they will try to tap the customers in all the way they can,telling all stories mostly which will generate there own income,another theretening issue is online investments,now a days mutual funds can be invested online,strange thing is even amc's are concentrating on that module,then what is the purpose of the IFA, even though life insurance as all we know ,they charge huge but people invest there without konwing the facts,and gets deceived ,but ultimately agent is benefited ,even though i as a ifa do life insurance,i dont much concentrate on insurance,my main concentration is on mutual fund,even though i get less remumeration,compared to insurance,but few investors and few amc's not even bother about IFA community and lot of strict regulations frm sebi ,affects our business, these are some thretening issues

THIS SHOWS THAT FIRM BELIEF IN EQUITY, COMMITMENT & PERSEVERANCE ULTIMATELY PAYS DIVIDENS IN LONG TERM ALL THESE FIGURES BECOME REAL FOR ALL IFAS

VERY INNOVATIVE,IMPRESSIVE ,MOTIVATIVE AND SIMPLE PRESENTATION.THANKS JIGNESH BHAI FOR SUCH A BEAUTIFULL AND CONVINCING PRESENTATION FOR ALL DISTRIBUTERS.

JIGNESHBHAI...REALLY U RECHARGE ALL OF US . VERY NICE & INFORMATIVE ARTICLE.. KEEP IT CONTINUE.. PLEASE SEND UR EMAIL AND MOBILE NO .. FOR FURTHER COMMUNICATION.. WITH BEST WISHES... KAMALKISHOR VERMA

"GIVE SO MUCH TIME TO IMPROVE YOURSELF, THAT YOU HAVE NO TIME TO CRITICISE OTHER" JIGNESH JI VERY APPRECIATIVE AND MOTIVATIVE AND POSITIVE, I CAN'T EXPRESS IN WORDS...........

BHAI SABKUCH THIK HAI YEH SACH HAI KI UMID PER DUNIA KAYAM HAI . MANJIL HAI APNI JAGAH MEIN RASHTA APNI JAGAH JAB {KADAM}MARKET HI SATH NA DE TO {MUSAFIR}IFA KYA KARE ?LAGE RAHO IFA BHAI .FIR UMID PER DUNIA KAYAM HAI...................

Very much encouraging. Pl. suggest me some good online platform to manage my investor's accounts. Tks

i am want all knowdge in mf so my income incree

THANKS ITS REALY A GOOD ONE

very nice thought and a excellent compare of all the business and profession. every distributor must read and take motivation from it.

Good Yaar its faadu !!!,

Very much encouraging. Pl. suggest me some good online platform to manage my investor's accounts. Tks

These are real fectors, clincts or ifa both haveto have patience and faith and most inportant knoladge.

ARTICLE IS GOOD BUT INVESTOR'S MONEY IS NOT SAFE, FROM LAST 3-4 YEARS MARKET GIVEN NEGATIVE RETURN HOW CAN SUSTAIN YOUR IFA'S AUM.

Very True......... I'm also seeing something like this in every Meet. But one need to focus in right direction for financial future of thouself and clients..

Fast effective & excellent productive information provide by you.I also tell to my college like this information.Thank you very much JIGHNESHBHAI

Thanks,very inspiring artical and wonderful motivation.

Very Good Motivation for New ARN Holder today's Makrket Possition.....

THANKS FOR GR8 SUGGESTION TO OUR ALL MF DISTRIUTORS, WE REALLY THANKS TO U FOR THESE TYPE OF GUIDANCE, BUT OUR RM IS ALSO REMIND ON REGULAR BASIS ABOUT FUTURE TRAIL COMMISSION AND ABOVE CALCULATION, HOPE UR SUPPORT IS ALSO WILL GET IN FUTURE. THANKS JIGNESHBHAI.

Excellent but your article does not convince amc people to leave their jobs and start as IFA keep motivating them as to resign and then start freelancing and set example

Thanks Jigneshbhai. A good article to move the mindset of IFA in positive thinking. A distributor who had a experience of more than 10yrs can make mirakle in industry if he think so in the best interest of industry

Thanks Jigneshbhai. A good article to move the mindset of IFA in positive thinking. A distributor who had a experience of more than 10yrs can make mirakle in industry if he think so in the best interest of industry

Very good information

Article is very good. Sense solid confidence. Yes, bit difficult but require dedicated efforts and time to capture market as said Mr. Patel. Good Keep it up. All The very Best Maruti Investment. Ahmedabad.

good presantation will give necesary spark to work hard in the envirement where their is no return or negative retuen during last 4 years regards DIVYANG DESAI

thanks for motivating article jigneshbhai

jignesh sir article is impressive and motivating for work in mf space.

THANKS FOR THIS ILLUSTRATION,I ll DO.

Jigneshbhai, your article is quiet interesting. It should motivate advisors to continue selling mf inpite of the up and downs. Best wishes to you.

The Article is very nice and motivated that I ever read. i am very greateful for this type of article . Thanks a lot.

THERE IS NO QUESTION OF POSITIVE OR NEGATIVE BUT EVERY ONE HAS TO BECOME PRACTICAL IN THESE DIFFICULT DAYS.WHEN STOCK MKTS. ARE NOT GIVING GOOD RETURNS ,THEN MUTUAL FUNDS WHICH ARE WHOLLY DEPENDENT ON STOCK MKTS.CAN FETCH THE GOOD RETURNS ? THERE IS NO UNITY IN M.F.S AGENTS / ARN HOLDERS OTHERWISE GOVT. AND SEBI HAS TO GIVE UPFRONT 5% OR MORE COMMISSION.BE UNITE AND FIGHT FOR YOUR RIGHTS. DONT GIVE UP.THEY HAVE TO GIVE OTHERWISE ALL AMCS WILL NEED LOCKS.

VERY GOOD ARTICLE &ANALYSIS

THE ARTICLE SEEMS GOOD BUT IN PRACTICAL THIS IS NOT POSSIBLE.COZ, EVERY 5TH OR LATEST 7TH YEAR INVESTORS NEED THEIR MONEY BACK.SO TRAIL AFTER 5 /7 OR 10 YEARS IS DIFFICULT TO GET.I AM DOING THE BUSINESS OF M.F. SINCE LAST 10 YEARS. UPFRONT COMMISSION IS MUST , MUST AND MUST. OTHERWISE IT IS DIFFICULT TO SURVIVE.

Interesting take on the present situation.Being negative does not serve any purpose.But we have to metamorphise into wealth managers offering a bouquet of investment instruments.Surely we will have to upgrade our skill sets.We also cannot ignore the online platform,they are here to stay & has tremendous value.The next gen will want to do biz there.I think customer is a pretty woman with all her viles & tantrums,but never forget she is pretty & I wud want to be near her ...all the time....

Thank you Jigneshbhai. It is a wonderful sharing of ideas.I request you to make another table for 10 years for customer as well as advisor,because most of the people have not fixed income for long time,and SIP will be discontinued after certain time. Thanks & Regards. Goutam Karmakar

Very Good Article

sir, great!!!, i agree and working on the same principal since last five years and positively growing on the same pattern. if most of advisors follow this principal, MF industry will grow itself. without MF no financial plan can be accomplished. My thought says if my 100 clients go for SIP to meet their retirement planning, my retirement planning itself done, my duty is there to just satisfy, update and make good communication to the clients regarding portfolio meeting towards the goal achievment. so if you think long term, upfront stands no where, only trail matters, i am seeing results in five years only. almost achieved more than half of your 1st plus point on per day basis. work on simple principal, first CLIENT, second SELF, third AMC.BECAUSE CLIENT GROWTH IS YOUR GROWTH. YOUR INCOME RISES WITH SAME % AS CLIENTS INVESTMENT.

I agree with you that this is a best business. I m totally convinced with YOU.

A Good Motivating article, practical one.

Thanks for right information sir....

It is a nice presentation. IFAs will easily relate if something is presented by the same IFAs. I would request wealth forum to present similar articles from the successful IFAs, so that IFAs can easily motivated and will focus long. One thing I can assure you, that any IFA who is focused will make a killing money in the next 10 years which no profession can give...

wonderful motivation. thank u jigneshbhai

EXCELLENT ARTICLE. TRUTH IN MOTIVATION. DEJECTED TIMES ARE GONE...... LET US FOLLOW TGIS INSTEAD OF SEEKING THE COMMISSIONS IN PAISES FROM OUR PEERS.........COME ON IFAS, ,LET US RAISE OUR AUM...

It really good but the concern is about the returns where we can assume at 12% and 500sip or 5LK sip amount every month which will be 80% realistic..

It is actual confidence builder, thanks sir ji

jignesh bhai 1st gr8 job & wt you said is very true thr is solid potential you need to be hard core wit conviction n then you cud sell MF's ,thanx

Thank you Jigneshbhai. It is a wonderful sharing of ideas. Can you share the excel calculator for SIP earnings with us please?

We are sincerly, thank you for sharing your valuable information.

this is s good artical, we know about that in long term brokerage is good and client also earn good money but question is how many sip continue long run . bcoz every sip mature in 5 or 7 year , bcoz client withdraw this money , open ended is drawback off this industry

In Practical manner,this is not possible.

The best article ever written on MF distribution. I've read so much about MFs and AMCs; but this is the very first time I saw the real befits and concerns about MF distribution and the real life problems in IFAs. It was actually a confidence builder. Thank you very much.

Its very nice eye opener article. Jigneshbhai has rightly said that this is fantastic business where manufacturer, distributor & investor all are making money together.

Thanks. But this is not possible in practical manner.

thanks to put great efforts to stay in the industry & build confidence

THANKS. REALASTICS AND LOGICALLY CORRECT APPROACH. NICE PRESENTATIONWITH MINIMUM WORDS.

Very good right up & very encouraging. Good luck , keep it up

its a beautiful presentation and really very motivational. thanks a lot.......

Very Good! Thanks for giving such knowledge & Information with example and facts about this profession. It will be very useful and needful for many Mutual Fund Distributor like us.

It possible provided you keep revising client portfolio every 2 yrs. its like two side of coin most of the client wil stop sip after seeing the mkt bad condition at the same time many client will comeout from equity and will do sip in mf after all it fin planning and 90-95% people dont do fin planning as many my client who tgt crores pati reduce sip from 15000-20000 t0 4000-5000

Thanks - Very Inspiring Article

Superb Analysis

IT IS REALLY WONDERFUL TO KNOW ABOUT.REALLY MOTIVATE ME.KEEP ON WRITING GOOD ARTICLE WITH SUPPORTING DATA. THIS WILL GIVE NEW JUMP TO BUSINESS.

Swayam Jago Tabhi Desh Jagega. This will happen if you work sincerely for trail, in favour of client (i.e. on date sell best plan that suits future of client), not for upfront only for your self.

Hi jigneshbahi, that was really well presented. I m totally convinced with whatever u have presented and dont have any doubt about it. my only concern is Fund managers over the past 5 7 years have not been able to beat thier benchmark and most of the investors have lost the conviction in long term story as even 7 yrs sip returns are today showing less than FD in one of the best funds of those times.

very inspiring article. i agree with you that this is a best business. will circulate your article to our members.

Brilliant outlook Jigneshbhai. Fantastic

This is a eye opner for the people hesitating to sell Mf due to withdrawal of upfront fee. I started my mf distribution since last 3yr and I sit on 3.5 lacs sip tenor average 15 yrs and AUM of 2.5 cr0re. Thanks for supporting to Mf distributors.

GOOD ONE. KEEP POSTING.

I really enjoy & motivated lots of thanks

GOOD MOTIVATIONAL WRITTING, WITH SOLID SUPPORTING DATA. REALLY GOOD ONE..

Nice Article, jagya tyarthi savar. Best inspiration by you.

THANKS JIGNESH BHAI FOR A MOTIVATIONAL ARTICLE AND NICE COMPARISION OF LIFE INSURANCE AND MUTUAL FUND ADVISOR INCOME IS CONCERN

I fully agree with the concept and unnecessarily too much of pessisim is prevailing in the market. However 10% cagr and 10 yr average tenure will be a more realistic calculation as investor first touch his sip even though for making a holiday trip or buying a car and clouser of sip is a common phenomenon.Any way good article to inspire demotivated IFS. Pl keep on.

Tnx Jigneshbhai.............

GREAT IDEA EXCELLENT PROFESSIONAL APPROACH POSITIVE FOR IFA

Thanks, Jigneshbhai for your motivational article

Thank you for your wonderful motivation.

Very Truly said, as We are into this business since last 8 years and currently we are sitting on 10 cr + AUM and 200 SIP.

Jignesh Bhai Cngratulations !!!!!! Positive IFA professional are real asset of this industry and the earning in this business is unchallengable excellent.

Jai Ho!Jigneshbhai. you are really an icon and an inspiration. Keep motivating IFA community like this. with thanks in full faith kanak jain kolkata

Neat and convincing presentation.Kudos.Go ahead -Gold ahead

Nice thoughts , Excellent.

Hats Off to you Jigneshbhai. Great Piece of Thought. Really Good encouraging article.

Nice Article, i suggest to advise SIP in ELSS for 15 years, like that. so that client can stick to his financial plan (He connot withdraw amount, also he get Tax benefit every year) and we will get the brokerage of minimum 2% everymonth. trial income after 3 years. Satish kumar www.moneyshi.com

Jigneshbhai, Great motivation from you to all our IFAs. This may lead to provide Vision to them. You showed the Earning potential in simple way. Thanks a lot.

really marvellous. fantastic. i really got motivated and decided to sell 140 long term sip in a month on continous basis

ITS VERY VERY GOOD INFORMATION FOR IFA, THOSE WHO ARE NOT AGGRESIVELY SELL MF, AFTER READING THIS ARTICLE, THEY HAVE TO THINK ABOUT SELLING MF. THANKS, REGARDS, BHAVESH M JOSHI 09228269939

Dear Jigneshbhai Really appreciate your efforts taken in creating this eye opening article for the less / low motivated IFAs at a crucial juncture when the IFA are diverting their attention from this lucrative business to other ones. Have come across many IFA who are just criticising MF, SEBI and other govt authorities that they are ruining the mf distribution business, but i have always been advocating that dear ones your are in the most profitable business. pls concentrate and do your business. it's just like a mango tree. it will not give you fruit immediately. but once when it start giving fruit and when you eat it, its damn sure that you never like to eat any other fruit. Would like to meet you once and also would like to do something like you to motivate our brothers and help them grow our business. Regards Sudhir Mahyavanshi

it is very true , there is great potential in this business we have be more focused , keep sending these kind of articles which not only gives us updated knowledge as well as motivating to grow in big way . Thanks & Regards , Naresh verma , mobile # 9810666619

Good work and good article. Please keep writing these kind of article.

EXCELLENT ALWAYS SHARE YOUR KNOWLEDGE THANKS

This is welcoming presentation for all people of adviser in this industry.I completely agree with this calculation. I would like to thanks WEALTH-FORUM for this type of program

Thank you Mr. Jignesh, that is a great work. Thank you Mr. Venkatram, expect more such articles/interviews from you.

good article keep it up

There is nothing to say more for the demotivated IFAs.Nice preparation, wll presented and compared among other avenues. Thanks a lot to JIGNESh Bhai.

The ONE Crore Question is "HOW DO I MAKE THE PROSPECT BELIEVE ?"."WHY SHOULD HE/SHE TRUST ME ?". MOST OF MY CALLS ARE BLANK CALLS. PEOPLE ARE NOT READY TO THINK BEYOND 3 YEARS !!

We know the power of TRAIL. But one also need present income to feed his family. I agreed that once one has developed an AUM of RS. 10 Cr. will be in a position to do all such things. And really they are working. The point is that this should not be the only thing while working where some MF plays with people's money & are unable to generate a decent returns even in a 5 yrs tenure.Thanks for your valuable thoughts but anything that suits you may not suits me as well as our client base may be different & as other MF advisors told that show me 5 SIP's of 10 yrs or more.Thanks.

pl send me more articles and we can be in touch once a while

I WANT TO JOIN IFA ASSOCIATION. WHAT IS THE PROCEDURE ?

Investor and distributor should accept that MF is not a “Get Quick Rich Business” …..Presently it’s a low penetration high growth Business story. Your message should reach all distributor brothers. Thank you for showing us brighter part of the Coin.

I was negative until i read your projections.Thank you for killing my second thought of putting my ARN in the back burner. I will seriously take up and keep you informed of my progress as well

NICE WRITEUP! WAKEUP CALL FOR SLEEPING IFA S. WE KEEP BUTTER IN HAND AND GO IN SEARCH OF GHEE ACROSS THE TOWN!!!!!! GOOD LEARNING! RARELY PEOPLE SHARE THEIR SUCCUSS AND SECRECT OF OF SUCCUSSL MANDRA! JIGNESH BHAI GO GREAT GUNS!!!! YOU ARE REAL " BHAI " THANKS !PRAKASH

Bravo Jigneshbhai, One of the best articles in recent times!!

VERI GOOD & FANTASTIC WITH AUTHANTICATED ARTICLES

Thank you Mr. Jignesh, that is a great work. Thank you Mr. Venkatram, expect more such articles/interviews from you.

This is a very much interesting calculations, and eye-opening comparison, thanks

Great article! Have always considered SIPs the best mode for business. Your article has certainly given us direction. We need more such articles from you.

From calculation point of view the article is motivating. Even the comparision with Insurance and other commission is also accurate. As in any calculation some assumptions are taken like that here also tenure of SIP is an assumption which may not come true looking at the present average tenure of SIPs and what happened in 2008market crash and even according to the recent news inECONOMIC TIMES majority of investors have either stopped or redeemed their SIPs. I partially agree with Mr. Jignesh and would like to mention that if his concept has to actually succeed the distributors need more support from AMCs. Secondly, there is no guarantee that the future commission will be paid to the IFA or not. Any change in rule will affect the projections/assumptions. If an IFAhas to sustain he has to be supported initially by AMC and then he has to upgrade himself academically and technologically. But these will depend on the location and market segment in which the IFA i9s working.

@ Pankaj ..i fully agree with u...any presentation has to be transparent...He should count SIP stoppage and redumption...

Too good. I personally think make 100 clients crorepati and 1 crorepati will be free.

Brilliant presentation Jignesh and thank you very much indeed for sharing with your fellow IFAs. Keep up the good work buddy and I wish you all the best.

So nice it looks on excel sheet. 140 sip for 21 years!! Can anybody show me 5 sip of any arn holder longer than 10 years!!!10- sips of 8 years old!!? We shall revisit this forum little later. So easy to show and so difficult to implement. Redemptions are not accounted. Stoppage of sips not accounted. While I agree of building the AUM thru sips but unless you account for redemption and stoppage, this is a fancy of excel sheet. Truth is Far away from realilty!!

Great Sharing and it's fact

Fantastic Article

Hi Jignesh, its very pretty and attractive article to motivate us. basically we were habitual to enjoy the upfront payment on mutual fund investments and investing the money into only equity fund. if we park the fund into debt and equity in proportionate ratio, the customer will retain with us. if the customer retention, we both along with customer will rewarded in good manners.

really am eye opener for all of us in MF selling

THATS REALLY WONDERFUL ,I HAVE NEVER CALCULATED TRAIL COMMISSION .MY FOCUS WAS UPFRONT COMMISSION

Very well written. Thanks for this wonderful article. I have been telling our IFAs that mutual fund is a long term game always and SIP is the best way to create your AUM as well as create your client's wealth.

I AGREE WITH YOUR IDEAS BUT THE RETURN OF 18% IN THE PRESENT SCENERIO IS ON VERY HIGH SIDE.

Nicely explained, Jigneshbhai. Thank you.

Conviction perfected. A great sharing!

FANSTASTIC pl.read &understand this &remove sludge from mind by lic do&do inv.welathy welathy inv. welathy ifa

I what to know more about SIP, because i thought that there is no income in selling SIP by reading this is surprised. Tell me who to get 1 cr income by selling MF

VERY GOOD ARTICLE ALL DISTIBUTOR MUST THINK ABOUT THIS

Very nice article sir Thank you very much www.eminencewealth.in

I highly appreciate the manner in which an Eye opener article with all illustrations has been written. Its really inspirational for all the serious MF distributors. I hope we all will duly follow the steps as mentioned in the article and insure our future in falling market conditions.

Right solution for Business drive

NO DOUBT IT IS FANTASTIC...

Hi Jignesh. First congrats to the excellent & wonderful presentation on SIP revenue. If evey body believes in this presentation no fights with regulator & clients. Our travel is smooth & smooth with SIP's. And conviction on selecting this profession is wonderful thought process. Your views are eye openers for IFA community. Who are not convenced with Mutual Fund Advisor profession, atleast start from today for Golden Future.

You should have charged. A log and pay per para view for pure gyan

excellent article.

WE MUST THANKFUL TO YOUR PRESENTATION.PL KEEP GUIDING US--------------PRITHVI RAJ BARANWAL