Very nice and useful information. Many doesnt know value of the equity investment. Inch by inch it will be easy to clinch

Thank you, it was anEye opener and well explained on Equity v/s Land .

Good very true comparison

EXCELLENT ARTICLE. I HAVE CALCULATED THAT MY GRAND FATHER IN LAW PURCHASED A HOUSE FOR SELF FOR Rs.16000/- IN 1956 AND CURRENT VALUATION OF THE HOUSE IS WORTH Rs.2 CRORE. SO I HAVE CALCULATED THE RETURN FOR THE SAME PERIOD AND FOUND THAT THE RETURN IS ONLY 8.70% COMPOUNDED ANNUALY. MORE OVER DURING THE SAME PERIOD I.E. FROM 1956 TO 2015 WE HAVE DONE SO MUCH REPAIRING AND IN 2008 COMPLETE DEMOLISH AND MADE NEW HOUSE AND THAT COST IS NOT INCLUDED IN THE SAME RETURN. WHAT AN IDIA SIRJI.

He has nicely compared Property V/S Equity Funds investments, but he is not clear as if he is talking about MF Equity investments or Stock Equity investments. He has also mentioned the SENSEX comparative figures justifying that property grew 200 times against 270 times of Sensex growth. I shall quote my personal experience that I invested Rs 3 Lacs in UTI Advantage Funds in 2007 and after 2010 it was converted in to Infrastructure Funds on own by UTI. Till 2013, it was reduced tro Rs.1-50 Lacs. Then I switched this into MNC and Opportunity Funds, it became Rs. 3-30 Lacs as on date. Whereas, I purchased a free hold property for Rs 1 Lac in 1997 and its price during peak period was Rs 2-30 crores. Now since the market is down, its price is Rs 1-45 Crore. In all, what I would like to tell is that such recommendation may be right when property cost is less but when it booms, one can not link it to Equity investments.

exellent my dear advisor

Mr.Kashikar, simply I can say it is MARVELOUS! I can feel how much time you took to make your presentation. Thank you very much for your great contribution!

Presentation is very good . Articles like thiswill be very useful for other advisers.

This is really an excellent comparison. Even I did not know that there is so huge variation in returns between equity and property investment. I appreciate your endure to present such a nice and convincing comparison. Thank you very much, Kashikarji, for sharing with us through this column.

Thanks for sharing the article and the transcript.

GOOD

Dear jayadeep, your quotation PROPERY V/S EQUITY FUNDS really usefull Advisors and Investors also.Thank you so much Sir.

thanks for the efforts sir.Can we get a copy of the actual comparison done ?

Thanks for the article. I can show my clients in black & white that mf is the best.

great Work

FANTASTIC PRESENTATION FOR ADVISOR AND INVESTOR ALSO. THANK YOU MR. JAYDEEP.

Presentation was good..research and efforts are worth appreciation.

Jaydeep sir,I think most of us talk to our clients using our head only,but you talk to your clients using both head and heart.Hence your knowledge automatically becomes wisdom and precisely that touches the hearts of your clients. Let us emulate.

EXCELLENT PRESENTATION. THANKS A LOT FOR HELPING TO OTHERS. REALLY IT IS AN EYE OPENER TO MANY MANY PEOPLE. TODAY ONWARDS I WILL WORK ON IT. ONCE AGAIN I THANK U VERY MUCH .

Nice efford ! could u plz shares us which type of Data u showed them at ur presentation...........

Greeeeat Greeeeeat Greeeeeat job done Bro. you truly deserve to be there where you are today. and wishing you a lot more. We all knew this figures by heart . we all knew that equity is better than real estate. but the pains you have taken to assimilate the data and show the comparisions is mind boggling . worth every bit of it. thank you very much for sharing such beautiful piece of information and selflessly sharing it with all of us.

Mr. Jaydeep , good article for advisors and investors. But will you pl share your thoughts on real estate investors who might be possessing cash portion and invest for to consume cash. Naturally they feel there investment is best. Because they do not want to show to IT. Here in our Shares and MF sector cash transactions are not allowed since many years and these investor just shy away for financial strictness....

I have recently confronted with the same issue from one of my old client. He still believes in real estates and traditional products. Please share some data where Equity has given much better returns than Property and gold to get convenience our clients. He wrote me as "How many people keep the stock purchased in 1979 & continue hold it,but maximum no of investor in real state continue holding their land or leaving there !one land purchased 10 years back by one of my relative in Patna at a price 1.25 lakh only ,now its costs 45 lakhs for that land.if they invested in any equity mutual fund or share will they get this type of return thats also without any risk?i hope never...!"

My email id is ajmerainvestor@yahoo.com, please send your presentation to my email id

LIFE INSURERS CONTEND THAT IN THE LONG RUN ULIPS OUTPERFORM MUTUAL FUNDS. CAN U SHARE ANY COMPARISON

i am totally impressed with Mr.Kashikars presentation and absolutely nice of him to have shared this with everyone for their good being. as it is said in sankrit "sarven sukhina Bhavantu". i have one question since i am a professional and for career advancement need to change companies and therefore cities. with todays high rents, is it worth buyiing a property than paying a rent. As a fall out, such a person also gets the rent when he rents out the property when moving out to some other city. i would appreciate some feedback as today multitudes of professionals face this dilema.

Dear Jaydeep, thanks for sharing the info. Many of us are sharing their knowledge and insight and I thank them all. Knowledge Increases when shared freely and Knowledge is Power (money for Us !). I too am convinced that Equity has given much better returns than Property and with Much Less Risk, people tend to forget that Buying a property is much more Risky than buying an Equity Mutual Fund !

Wonder full idea. Your investors feels proud that you are managing their money so well. I am using almost same data for Inflation, Equity, FD, Gold, PPF, LI Bonus & Real Estate.

Very good presentation, will help a lot

Very generous of Mr.Kashikar in having shared this presentation. Thanks Sir. I have also believed always in this perception but lacked the strategies to convince clients. You have now provided the manna. Wish you all the very best.

Thank you Mr. Jaydeep

Whatever Jaydeep has said is true. Thanks to Jaydeep for sharing his transcript with all. After reading these transcript I am more confident what i am preaching. Thanks to WEALTHFORUM & JAIDEEP & TEAM for Educating Advisors & Investors

It is such a wonderful gesture on the part of Jaydeep that he shared the presentation with the advisor community. It would surely have taken him a lot of time maybe days on end to make this presentation and to share this with the advisor community shows his selflessness.

I have been pitching exactly the same idea to my investors and most often the reply I get is that Mutual Funds or equity do not permit investment of unaccounted money. I therefore calculated the outcome of an investor who evades tax on 50% of his investment in real estate as opposed to an honest tax payer who pays his taxes and thereafter invests the balance in an equity Mutual Fund. The period I took was from June 2007 to June 2014. The reason I took 50% as unaccounted money is because that seems to be the norm. The results were astounding. On an investment of ?1Crore in real estate as opposed to a post tax investment of ?84,50,00 in equity MF the Mf investor is better of on his capital by ?10 Lakhs.

Well done Jaydeep. Your investors must be happy having you as their advisor. Congrats and Keep it up

Dear Jaydeep, you have done a wonderful and meaningful work to promote the Advisor fraternity.Congrats!!!