Sir, Please share your valuable article at my Mail ID bhadresh1977@gmail.com

Sir, send me a copy of this on email.

Thank you very much Hari sir. I will be very grateful to you, if you please send a copy of this comparison to my mail. Thank you once again. My mail id is: stanislausdsouza@yahoo.com

Excellent presentation sir. Please mail either excel or word format to my mail id sir. Thanking you. aravind2001@gmail.com Rgds Aravind

KAMATH SIR, THE COMPARISON IS VERY HELPFUL. WILL BE GRATEFUL IF YOU CAN SEND US THE EXCEL AT gotoinvest@gmail.com. THANK YOU

Sira I am an IFA from Bangalore i read u r article it is good comparison. sir if you have the same comparison in MS word or excel u can send it to my email . email id is reachkiran05@gmail.com it will help me a lot Sir.

HARI KAMAT JI YOUR INFORMATION ARE TOO VALUABLE, I BELIEVE THIS WILL HELP TO INCREASE ELSS.

I sincerely regret not listening to you when you advised me the same in 2004. However its better late than never. Have started the same in 2010 with excellent results. Thank You for letting me know about such products which actually create wealth.

Good idea and I will take this live example and do have more ppf clients to elss schemes

YES IT WILL HELP TO MOBILISE MORE SAVING IN ELSS.

It is a opportunity for M F advisior we can sale of ELSS Rs- 50000/- extra ammont our all exiting investors

Dear Mr. Kamat, Your article is an eye opener for every investor who will read this artilcle because most of the investor want to invest their money in PPF instead of ELSS. They have exhausted their 80C limit of 1 lakh by investing only in PPF. Henceforth They will definitely allocate money to ELSS. The increase in the limit by Rs.50,000 in the present financial year has given them the opportunity to invest as per your suggestion.

This is great thing for IFA in this crucial period.this is the motivation for geeting more Income.

Excellent effort by Mr Hari Kamat. Hats off to him as well as to WealthForum. Indeed it is an eye opener to the IFAs as well as to the prospective clients. Generaly the tendancy is to withdraw from the ELSS after the lock-in period of three years or at an appropriate opportunity. If it is kept for 15 years, as is shown by Mr Kamat, it can do wonders.

very nice working,hope this will help to all of us & will create wealth for people.

Thanks You sir... Though we all know that Elss will out beat PPF, you have precisely worked and showed everyone that by what quantum it can outperform. Good data.

Dear Mr. Kamat, Your article is an eye opener for investor like me because I have been exhausting my 80C limit of 1 lakh by investing only in PPF. Henceforth I will definitely allocate money to ELSS. The increase in the limit by Rs.50,000 in the present financial year has given me the opportunity to invest as per your suggestion.

Very usefull and live calculation. Hope all MF distributors utilise the same.

Very True and useful information. Keep sharing.

Data and Statistics for Mutual fund Investments is Compelling. Unfortunately the average income tax payer (Especially Salaried Class) is refusing to be convinced. It is not just PPF ,the same argument holds true for other comparisons too. In fact it even holds true against Real Estate. Just compare any piece of real estate with returns generated by Reliance Growth over 19 years ! Prospects simply ignore or disregard that " Time Creates Value ".

Excellent data and a real eye opener. This data will really help all of us.

Very good information Hariji. Thanks a Lot. for HUF we can take all 1.5 lacs.

SIR, GOOD AND GREAT WORK. ITS A TOOL FOR ADVISORS

Good data. Thanks,sir

Dear Hari Sir, Very informative and practical example. Very good chart prepared by you . Thank you so much for sharing this information.

VERY INFORMATIVE ARTICLE.THE COMPARISON CHART IS EXCELLENT. THANK YOU SIR.

It is very useful to attract new investor.

If you will take the average period of holding for any investor, it would be more than 15 years. Average balance of any PPF A/C holder would be more than 15 lacs. If you will verify that why investor could accumulate such amount. There were five reasons. (1)Investor were focus for investing 15 years. (2) Most of the investor used to invest Rs.100000 or maximum amount every year regularly. (4) Most of the investor has never withdrawn any amount form the account. PPF was the last priority for withdrawal (5) PPF Int was taxfree. If any investor applies same principal for any diversified equity fund for next 15 -20-25 years. He can create wealth over the period.

Very useful input. ... Thanks Hari Sir.

Excellent calculations and comparision as an eye opener. Convincing the client with this data will be easier and more than that customer can understand it better than other ways of talking about the returns like absolute, CAGR etc. More calculated arguments and articles expected from Mr. Hari Kamat.

VERY WELL PUT HARIJI.

THANK YOU SIR.

Lots of thanks kamat sir, this is truly an eye opening for IFAs

Very useful input. ... Thanks sir

Great idea sir....

Thank u sir.

Thanks.A very useful data/eye opener to all IFAs to do more SIPs

good update thanks

this is a great help and useful input ...thanks a lot sir

Thanks for your update.Will use it to impress upon clients/ investors.