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I myself and my investors invested in your KOTAK OPPORTUNITIES FUND REGULAR PLAN and receiving the dividend quarterly Marley 0.70% but worried about its NAVs erosion. One who has invested in the month of JAN18 @28/- per unit now its having NAV around 25/- or 26/- the scheme has no option to hedge if market takes a big correction probably before 31st March 2019 or on before anytime. Horizon of investment is three years even so far seen the portfolio is not changing from large caps than what is your suggestion to stick or to switch to any of your other scheme booking capital loss of around 7%? Please suggest us.