Q1.
Personal Loan is given:
Q2.
Equitable mortgage is created by way of:
Q3.
Reverse Mortgage Loan (RML) is granted:
Q4.
In case of “Hypothecation”
Q5.
Loan against shares and debentures can be granted to individuals up to:
Q6.
In case of negative lien
Q7.
The Indian Contract Act confers a bank the right of only a
Q8.
Security by way of “assignment’ is given to banks
Q9.
RBI has deregulated the interest on advances:
Q10.
The priority in mortgage is decided
Q11.
Equitable mortgage does not attract stamp duty except in
Q12.
Which type of Letters of Credit (LC) cannot be revoked, cancelled, or amended at any time without prior notification to the beneficiary?
Q13.
Which LC provides for a fixed amount for the total amount of bills to be negotiated thereunder?
Q14.
Which guarantees are issued for purchase of machinery on deferred payment terms, in favour of the suppliers?
Q15.
Which Home Loan allows the borrower to replay an existing loan and avail of another loan at lower rate of interest?
Q16.
(I) Bridge loans are given to persons who are looking to sell their existing home and purchase another.
(II) Refinance loan is given in order to repay debts incurred from unorganized sources such as relative, friends etc.
Q17.
NRIs can avail of a housing loan for a maximum period of ____________.
Q18.
The minimum loan amount for ‘Maxgain’ Home Loan is ______________.
Q19.
The loan is available for a maximum amount of ___________ for “Realty” Home Loans.
Q20.
A short term housing loan in which loan is to be repaid within
Q21.
The minimum loan amount for Property Loan is:
Q22.
Most two-wheeler financiers charge a flat processing fee of 5% or Rs. 1000 whichever is higher.
Q23.
(I) Interest is charged at a flat and range between 7.5% and 15.25% for two-wheeler loans.
(II) The repayment period of a super premium car such as Mercedes would be restricted to tenure of 3 years only.
Q24.
A customer can avail of loans up to ___________ against his shares/debentures.
Q25.
The maximum loan amount for Earnest Money Deposit is:
Q26.
The minimum loan amount for Festival Loan is:
Q27.
The Loan amount for Medical Treatment Scheme to a ceiling of __________ for Pensioners and Agents.
Q28.
In “Credit Khazana” Scheme, there will be a Margin concession of __________ in case of Tractor Loan.
Q29.
In “Credit Khazana” Scheme, there will be a interest concession of _____________ in case of Education Loan.
Q30.
The maximum loan amount for Career Loan is:
Q31.
The maximum loan amount to Pensioners of 12 months pension with a ceiling of
Q32.
The “Qualifying Amount” for Reverse Mortgage loan scheme shall be restricted to
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