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Basing your investment decision purely on rating is like picking a spouse based on just looks. Judge the investment based on merits like allocation as well as future performance.
Past performance is not always indicative of future performance. Don't assume a return based on dividend history.
When comparing chit fund vs SIP, don't just look at kasar. Look also at internal rate of return (IRR) to determine your choice.
This series is a good initiative of sharing customer experiences. Can you please share the calculation sheet - Chit fund Vs SIP Thanks
