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When it comes to investing in fixed deposits, think beyond a 1 year auto roll and consider longer maturity periods like 6, 7 years to get better returns.
When it comes to paying back home loan, as long as your portfolio return is higher than interest rate on your home loan, stay invested in your portfolio.
Even when a client has sufficient funds, taking an education can be a good idea as the burden of repaying instills a sense of responsibility and financial prudence in the youngster.
