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Though the markets have given return, most investors have not enjoyed the return as they have exited early.
Even with a successful balanced fund, only 3% stayed invested for 10+ years to reap the benefits. Most withdrew within the first few years.
Understand why are you withdrawing in order to reap the benefits of investment.
Bravo. Well said sir "Save 1st n Spend Later ". Importance of staying invested for long term is very nicely bought out in your newsletter. Your work, approach truly inspires every professional. Good to b associated with you sir.