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Eating halwa is like earning money and spending money immediately. It is all about the present.
Eating channa may be difficult and boring when you are young but it gives you energy. Similarly, if we keep investing regularly, we can enjoy financial freedom in our later years.
Preparing curd requires putting some curd in warm milk and letting it ferment through the night. If we check it continuously, the milk will get spoiled and we will not get curd.
Similarly, just like with curd, we need to let our investments grow and wait for the results.