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Understand that financial planning has several steps. Investors need to know that choosing products is the last step in the financial process.
Step 1: Identify your goals Step 2: Attach a timeframe to the goal. Step 3: Quantify the goal. Step 4: Look at existing investments and identify the shortfalls. Step 5: Choose the products
Doing a regular review helps investors to check if their financial planning is on track.
Investors need to keep their spouse in confidence as financial planning is for the family. When spouse is involved, financial decisions are easier to make as both are on the same page.
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