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Financial planning and goals helps you to understand your expenses and the required savings.
Start your investment journey early to realize the benefit of compounding.
Calculate your essential expenses and some amount for extras. Rest of your income can be used for savings and investments.
Markets will always bounce back and will not remain down for long term. Focus on your goals as these are long term.
Talk to a financial advisor to discover the various avenues of making investments and the different returns available.